This year my goals for the year concern writing and learning.

Writing and learning are good activities to engage recovery. My new year's goals centre around more writing and more learning of music and technical subjects. I am also succeeding so far in sticking to borrowing less money. I am not totally successful with this. I am being successful with keeping some savings and also paying back debt at a reasonably quick rate that is not an emotionally stressful rate too. Yes, things are in balance around finances right now.